The Retirement Prospects of Divorced Women

By: Barbara Butrica & Karen E. Smith
Source: The Urban Institute

Abstract:

Older divorced women are more likely to be poor than other older women, and historical divorce and remarriage trends suggest that in the future a larger share of retired women will be divorced. This article uses the MINT model to project the retirement resources and well-being of divorced women. We find that Social Security benefits and retirement incomes are projected to increase for divorced women and that their poverty rates are projected to decline, due to women’s increasing lifetime earnings. However, not all divorced women will be equally well off; economic well-being in retirement varies by Social Security benefit type.

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