PSC In The News
Bailey and Dynarski cited in piece on why quality education should be a "civil and moral right"
Kalousova and Burgard find credit card debt increases likelihood of foregoing medical care
Highlights
Arline Geronimus wins Excellence in Research Award from School of Public Health
Yu Xie to give DBASSE's David Lecture April 30, 2013 on "Is American Science in Decline?"
U-M grad programs do well in latest USN&WR "Best" rankings
Sheldon Danziger named president of Russell Sage Foundation
Back in September
Follow us Health Plan Choice and Information About Out-of-Pocket Costs: an Experimental Analysis
Schoenbaum, Michael, M. Spranca, M. Elliott, J. Bhattacharya, and P.F. Short. 2001. "Health Plan Choice and Information About Out-of-Pocket Costs: an Experimental Analysis." Inquiry-the Journal of Health Care Organization Provision and Financing, 38(1): 35-48.
Many consumers are offered two or more employer-sponsored health insurance plans, and competition among health plans for subscribers is promoted as a mechanism for balancing health care costs and quality. Yet consumers may nor receive the information necessary to make informed health plan choices, This study tests the effects on health plan choice of providing supplemental decision-support materials to inform consumers about expected health plan costs. Our main finding is that such information induces consumers to bear more risk, especially those in relatively good health. Thus our results suggest that working-age, privately insured consumers currently may be over-insuring for medical care.
Browse | Search : All Pubs | Next