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Kruger says reports of phantom mobile phone ringing/vibrating more common among anxious

Stafford says too early to say whether stock market declines will curtail Americans' spending

Eisenberg says many colleges now train campus personnel to spot and refer troubled college students

Highlights

Call for papers: Conference on Integrating Genetics and the Social Sciences, Oct 21-22, 2016, CU-Boulder

PRB training program in policy communication for pre-docs. Application deadline, 2.28.2016

Call for proposals: PSID small grants for research on life course impacts on later life wellbeing

PSC News, fall 2015 now available

Next Brown Bag

Monday, Feb 1 at noon, 6050 ISR-Thompson
Sarah Miller

Health Plan Choice and Information About Out-of-Pocket Costs: an Experimental Analysis

Archived Abstract of Former PSC Researcher

Schoenbaum, Michael, M. Spranca, M. Elliott, J. Bhattacharya, and P.F. Short. 2001. "Health Plan Choice and Information About Out-of-Pocket Costs: an Experimental Analysis." Inquiry-the Journal of Health Care Organization Provision and Financing, 38(1): 35-48.

Many consumers are offered two or more employer-sponsored health insurance plans, and competition among health plans for subscribers is promoted as a mechanism for balancing health care costs and quality. Yet consumers may nor receive the information necessary to make informed health plan choices, This study tests the effects on health plan choice of providing supplemental decision-support materials to inform consumers about expected health plan costs. Our main finding is that such information induces consumers to bear more risk, especially those in relatively good health. Thus our results suggest that working-age, privately insured consumers currently may be over-insuring for medical care.

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