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Frey and colleagues outline 10 trends showing scale of America's demographic transitions

Starr says surveys intended to predict recidivism assign higher risk to poor

Prescott and colleagues find incidence of noncompetes in U.S. labor force varies by job, state, worker education

Highlights

PAA 2015 Annual Meeting: Preliminary program and list of UM participants

ISR addition wins LEED Gold Certification

PSC Fall 2014 Newsletter now available

Martha Bailey and Nicolas Duquette win Cole Prize for article on War on Poverty

Next Brown Bag

Mon, March 9
Luigi Pistaferri, Consumption Inequality and Family Labor Supply

Health Plan Choice and Information About Out-of-Pocket Costs: an Experimental Analysis

Archived Abstract of Former PSC Researcher

Schoenbaum, Michael, M. Spranca, M. Elliott, J. Bhattacharya, and P.F. Short. 2001. "Health Plan Choice and Information About Out-of-Pocket Costs: an Experimental Analysis." Inquiry-the Journal of Health Care Organization Provision and Financing, 38(1): 35-48.

Many consumers are offered two or more employer-sponsored health insurance plans, and competition among health plans for subscribers is promoted as a mechanism for balancing health care costs and quality. Yet consumers may nor receive the information necessary to make informed health plan choices, This study tests the effects on health plan choice of providing supplemental decision-support materials to inform consumers about expected health plan costs. Our main finding is that such information induces consumers to bear more risk, especially those in relatively good health. Thus our results suggest that working-age, privately insured consumers currently may be over-insuring for medical care.

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