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Health Insurance Patterns Nearing Retirement

Publication Abstract

Levy, Helen. 2007. "Health Insurance Patterns Nearing Retirement." In Redefining Retirement: How Will Boomers Fare? edited by B. Madrian, O. Mitchell, and B. Soldo. Ch.8. Oxford University Press.

Levy authored chapter 8 of this volume, the first book-length study of the Baby Boom generation (born 1946 to 1966) as they approach retirement. Contributing authors paint a complex picture of Boomers. On average they are in better financial and physical health than prior cohorts, and they can be anticipated to fare better than current retirees in absolute terms. Yet the distribution of retiree income and wealth is be less equal than in earlier years, and in relative terms, many Boomers will be less well off than their forebears. Contributors to the volume use many invaluable models and datasets, including the incomparable Health and Retirement Study (HRS) which affords unique insights into the status of mature adults surveyed at the same age and hence same point in their life cycles, but at three different time periods. Analysts offer new evidence about prospects for health and income during retirement, as well as pensions and housing equity, health, portfolio allocation, and financial literacy.

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