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Delivering Conditional Cash Transfers via Savings Accounts: Default and Mental Accounting Mechanisms

a PSC Small Fund Research Project

Investigator:   Manuela Angelucci

We study whether and how mental accounting and default mechanisms improve the ability of poor Mexican households to save, cope with negative shocks, and invest in health and education. We are also interested in testing whether simplifying the financial lives of the poor has an effect on their cognitive system, and if this, in turn, affects their welfare.

Funding Period: 03/01/2014 to 02/28/2015

Country of Focus: Mexico

Subsequent Projects:

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