Home > Research . Search . Country . Browse . Small Grants

PSC In The News

RSS Feed icon

Smock discusses the "new American family" on NPR

Pfeffer and colleagues re-examine impacts of community college attendance

Frey explains the minority-majority remapping of America

Highlights

Apply for 2-year NICHD Postdoctoral Fellowships that begin September 2015

PSC Fall 2014 Newsletter now available

Martha Bailey and Nicolas Duquette win Cole Prize for article on War on Poverty

Michigan's graduate sociology program tied for 4th with Stanford in USN&WR rankings

Next Brown Bag

Monday, Dec 1
Linda Waite, Health & Well-Being of Adults over 60

Manuela Angelucci photo

Delivering Conditional Cash Transfers Via Savings Accounts: Default and Accounting Mechanisms

a PSC Research Project

Investigator:   Manuela Angelucci

Our study aims to test whether and how mental accounting and default mechanisms improve the ability of poor households to save in the formal financial system, cope with negative shocks, and invest in health and education. We are also interested in testing whether making the financial lives of the poor easier has an effect on their cognitive system, and if this, in turn, affects their welfare. Designing savings tools that help the poor to save is a global challenge that could benefit many. The Mexican antipoverty program Oportunidades delivers conditional cash transfers to its beneficiaries via direct deposits into savings accounts. We plan to exploit this key feature of the program to evaluate the potential of default and mental accounting mechanisms for a vulnerable population. We will conduct a randomized controlled trial at the locality level with three treatment arms.

Funding Period: 06/01/2014 to 05/31/2015

Country of Focus: Mexico

Progenitor Project:

Search . Browse