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Bailey and Dynarski's work cited in Bloomberg article on growing U.S. inequality

Frey says current minority college completion rates predict decline in college-educated Americans

Kimball and unnamed coauthor examine male bias in economics

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ISR addition wins LEED Gold Certification

Call for Proposals: Small Grants for Research Using PSID Data. Due March 2, 2015

PSC Fall 2014 Newsletter now available

Martha Bailey and Nicolas Duquette win Cole Prize for article on War on Poverty

Next Brown Bag

Monday, Jan 26
Jeff Smith, Consequences of Student-College Mismatch

Manuela Angelucci photo

Delivering Conditional Cash Transfers Via Savings Accounts: Default and Accounting Mechanisms

a PSC Research Project

Investigator:   Manuela Angelucci

Our study aims to test whether and how mental accounting and default mechanisms improve the ability of poor households to save in the formal financial system, cope with negative shocks, and invest in health and education. We are also interested in testing whether making the financial lives of the poor easier has an effect on their cognitive system, and if this, in turn, affects their welfare. Designing savings tools that help the poor to save is a global challenge that could benefit many. The Mexican antipoverty program Oportunidades delivers conditional cash transfers to its beneficiaries via direct deposits into savings accounts. We plan to exploit this key feature of the program to evaluate the potential of default and mental accounting mechanisms for a vulnerable population. We will conduct a randomized controlled trial at the locality level with three treatment arms.

Funding Period: 06/01/2014 to 05/31/2015

Country of Focus: Mexico

Progenitor Project:

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