Home Mortgage Disclosure Act Data Series: 1997-2011

These data are available via the Urban Institutes’s National Data Repository.

These data include information about mortgage loan applications, including the outcome of the application, information about the loan and applicant and location of the property (census tract). The Urban Institute has summarized the loan-level data into indicators on the racial and income distribution of borrowers, denial rates by race and income and loans from subprime lenders by race.

Users must register to download the data and provide attribution to the Urban Institute.

Urban Institute Data Repository
Click on UI Home Mortgage Disclosure Act Data Series and then the Data and Analysis tab.

Additional Resources:
A Guide to Home Mortgage Disclosure Data
K. Pettit and A. Droesch | Urban Institute
December 2008

The original source for these data comes from the FFIEC website

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